Latest news & insights
Thoughts on payments, financial education, and building for Africa.
ProductWhy Every Business Needs a Payment API in 2026
If your business is not using a payment API, you are leaving money on the table. Here is why modern payment infrastructure is no longer optional for African businesses.
InsightsThe Rise of Fintech in Africa: A Story of Resilience and Innovation
From M-Pesa's $295 billion in transactions to Flutterwave's 1 billion payments processed — African fintech is rewriting the rules of financial services.
EngineeringUnderstanding Blockchain and Its Role in Africa's Financial Future
Beyond the hype and the crypto volatility — blockchain technology has real use cases for African financial infrastructure.
ProductHow to Build a Fintech Product That Users Actually Love
Most fintech products fail because they focus on features instead of user experience. Here is what we learned building Gemmy Connect.
EngineeringBuilding Trust in Digital Payments: Security Best Practices
Trust is the currency of digital payments. Here is how Gemmy Connect and other platforms are building secure systems that users can rely on.
IndustryFrom Cashless to Cash-Lite: Nigeria's Payment Revolution
Nigeria's e-payments hit N1.07 quadrillion in 2024. Here is what happened when Africa's largest economy decided to go digital.
IndustryHow Digital Payments Are Transforming Africa's Economy
From cross-border trade to daily market transactions, digital payments are reshaping every corner of Africa's economy. Here is the full picture.
ProductEkash: The Digital Cash Revolution Changing African Commerce
Ekash is more than digital money — it is a new way for Africans to transact, save, and build wealth. Here is why everyone is talking about it.
InsightsWhat Rwanda's Fintech Ecosystem Can Teach the Rest of Africa
Rwanda may be a small country, but its fintech ecosystem punches well above its weight. Here are the lessons every African fintech founder should learn from Rwanda.
IndustryThe Growth of Mobile Payments in East Africa: Kenya, Rwanda, and Beyond
East Africa leads the continent in mobile payment adoption. From Kenya's M-Pesa dominance to Rwanda's innovative policies — here is the story of a region transforming finance.
ProductHow Ekash Is Solving Africa's Biggest Payment Challenges
High fees, slow settlement, limited access — African businesses face real payment challenges every day. Here is how Ekash is changing the game.
IndustryRwanda's Payment Revolution: How the Land of a Thousand Hills Is Going Cashless
92% formal financial inclusion, Rwf10 trillion in mobile money transactions, and Rwf158 billion in MTN MoMo revenue — Rwanda is quietly building Africa's most advanced payment ecosystem.
InsightsFinancial Inclusion: Bridging the Gap for the Unbanked
350 million African adults remain unbanked. The World Bank's 2025 Findex report shows fintech is finally bridging the gap that traditional banks could not close.
IndustryThe Future of Cross-Border Payments in Africa
Sending money across African borders costs up to 10% in fees. Here is how new infrastructure is changing everything for the continent's businesses.
InsightsWhy Banking as We Know It Is About to End
Traditional banks are losing their grip as mobile money, fintech APIs, and embedded finance rewrite the rules. Here is what replaces banking — and why Africa leads the way.
CompanyThe Gemmy Connect Journey: Building Africa's Payment & Financial Future
From founding vision in 2025 to connecting thousands of businesses across the continent — the story of Gemmy Connect and its mission beyond payments.
IndustryThe State of Mobile Money in Africa 2026
Mobile money transactions in Africa surpassed $1.4 trillion in 2025. Here is what the GSMA's latest data means for businesses building on the continent.
EngineeringHow AI is Transforming Fraud Detection in Payments
Cybercrime costs Africa $4 billion annually. Here is how real-time machine learning models are stopping fraudulent transactions before they complete.
ProductEmbedded Finance: The Next Frontier for African Platforms
Why SaaS, e-commerce, and marketplace platforms are embedding financial services — and how this is driving the next wave of fintech growth.