About Gemmy Connect
We are a Kigali-based FinTech company building the payment rails African businesses need and educating people financially through our app.
Two problems. One company.
Gemmy Connect exists to solve two of Africa's biggest financial challenges — broken payment infrastructure and financial illiteracy.
Africa lacks reliable payment rails
We build them.
Most African businesses still struggle with fragmented, expensive, and unreliable payment systems. We build end-to-end payment infrastructure — gateways, digital wallets, settlement systems — designed specifically for African markets, mobile money, and local currencies.
- Payment gateway for mobile money, cards & bank transfers
- Digital wallet with P2P transfers & merchant integration
- AI-powered fraud detection & real-time monitoring
- Automated reconciliation & financial analytics
People don't know how to grow their money
We teach them — inside the app.
Financial illiteracy is one of the biggest barriers to wealth in Africa. We embed financial education directly into our product — starting with investing, then budgeting and growing money — so users learn while they transact.
- In-app investing lessons for beginners
- Budgeting tools with real-time spending insights
- Guided financial goals & growth tracking
- Accessible to anyone with a smartphone