About Gemmy Connect
We started because African businesses were forced to juggle five different payment providers just to accept money. That's broken. We fix it.
Our Story
Who we are
Gemmy Connect Ltd is a Kigali-based FinTech company building the payment infrastructure that African businesses actually need. We started with a simple idea — digital payments in Africa should be fast, secure, and accessible to everyone.
We build payment gateways, digital wallets, and AI-powered fraud detection tools — designed for the African market, built to handle mobile money, local currencies, and real-world challenges.
Based at Norrsken House Kigali, we serve businesses across Rwanda and are expanding across the continent.
Watch Our Story
Watch how Gemmy Connect started and where we're taking digital payments across Africa.
Our Mission
Two problems. One company.
Africa lacks reliable payment rails
We build them.
Most African businesses struggle with fragmented, expensive payment systems. We build end-to-end infrastructure — gateways, wallets, settlement — designed for African markets, mobile money, and local currencies.
- Unified gateway for mobile money, cards & transfers
- Digital wallet with P2P & merchant integration
- AI fraud detection & real-time monitoring
- Automated reconciliation & analytics
People don't know how to grow their money
We teach them — inside the app.
Financial illiteracy is one of the biggest barriers to wealth in Africa. We embed education directly into our product — starting with investing, then budgeting — so users learn while they transact.
- In-app investing lessons for beginners
- Budgeting tools with spending insights
- Guided financial goals & tracking
- Accessible to anyone with a smartphone
Recognition
Awards & Recognition
Best FinTech Innovation
2023Rwanda Tech Awards
Recognized for outstanding innovation in financial technology solutions
Digital Transformation Excellence
2023East Africa Business Summit
Awarded for exceptional digital transformation services across the region
Emerging Tech Company
2022Kigali Innovation Hub
Outstanding achievement in technology innovation and business growth
Client Satisfaction Award
2022Rwanda Chamber of Commerce
Highest client satisfaction rating in technology services category